Negative Gearing Calculator

Calculate the tax benefits of negative gearing for investment properties

Income Details

Total purchase price of the investment property

Total rental income received per year

Your total taxable income from all sources

Current tax year (2024-25)

Property Expenses

Loan interest payments for the year

Annual maintenance and repair expenses

Property insurance premiums

Property management and letting fees

Council rates and strata levies

Building and plant depreciation deductions

Other allowable property-related expenses

About Negative Gearing

Negative gearing occurs when the total deductible expenses from your rental property exceed the rental income. The net rental loss can be claimed as a tax deduction against your other income, reducing your overall tax liability. This calculator provides estimates based on current Australian tax rates and should not be considered as financial advice. Always consult with a qualified tax professional or accountant for personalized advice.